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Tuesday, December 25, 2007

[REVIEW] Need A Bad Credit Loan?

With the number of "bad credit" consumers in the U.S. growing enormously, it is sometime fairly diffcult to choose the best deal in getting a bad credit. How nice would it be to be able to choose the loan of your choice from a comprehensive list reflecting the variation of interest rates or attractive packages.

Introducing www.badcreditoffers.com, great resource to help consumers to gain that extra assistance financially. Rather than applying for the first offer that comes in the mail, this site allows visitors to compare dozens of bad credit offers from major providers and find the best offer to fit their needs as well as requirement. Hence this can aid the consumers to make timely payment in order to rebuild individual's credit and financial future.

www.badcreditoffers.com apart from offering great loans resource to consumers like credit cards, mortgages, loans, auto loans and resources for people with bad credit, this site also offers services like credit repair, a service that helps you with debt relief with a bad credit rating. If you would like to improve your credit score, consolidate your debt, or get a free online debt assessment, these services can help. Each features an easy online form and a free, no-obligation assessment to help you get started right away.

With such comprehensive and all-in-one services found in one site, you need not spend a long time searching for the right loan that can help you attain your financial objective as well as rebuilding your financial future.

Saturday, December 22, 2007

(EXTRACT) AP BUSINESS NEWS

By TIM PARADIS, AP Business Writer

NEW YORK - Stocks jumped Friday following a better-than-expected rise in profits at Research in Motion Ltd. and on word that Merrill Lynch might have lined up a big cash infusion from a Singapore fund.

The developments seemed to allay investor fears that economic growth would succumb to tightness in the credit markets. Adding to the measure of relief some investors felt, the Federal Reserve said after the opening bell that it would continue with its special biweekly auctions for banks as long as was necessary to relieve strains in the short-term debt market.

The announcements came as the New York Stock Exchange set a record for volume in the first half hour of trading during what is known as "quadruple witching." It marks the simultaneous expiration of contracts for stock index futures, stock index options, stock options and single stock futures and often leads to heavy trading near the start and end of trading.

Stocks rose for the second day after Research in Motion said late Thursday that its fiscal third-quarter profit more than doubled on strong demand for its BlackBerry smart phones. The results gave Wall Street hope that the technology sector has room to expand and that consumers and businesses are still spending.

Adding to investors' upbeat mood, The Wall Street Journal reported that Merrill Lynch & Co., facing hefty writedowns due to losing bets on subprime mortgages, may get a capital infusion of as much as $5 billion. The money is expected to come from Singapore state-owned investment agency Temasek Holdings Pte. Ltd., a fund that in late July said it would buy a 1.77 percent stake in Barclays PLC for $2 billion.

Sovereign funds have been providing troubled U.S. and European banks with much-needed cash. Over the past month, the Abu Dhabi Investment Authority bought a stake in Citigroup Inc. for $7.5 billion; the Government of Singapore Investment Corp. invested $9.75 billion in UBS AG; and this week China Investment Corp. paid $5 billion for a stake in Morgan Stanley.

Gregory Pai, managing director with Paradigm Asset Management, contends news from companies such as Research in Motion, the Fed's willingness to keep adding liquidity to the banking system and news of further cash injections to big U.S. banks has given investors a sense that not all parts of the economy are in trouble. He said any signs of resurgence are welcome as the economy will likely continue to struggle with weakness in the housing sector.

"I think that whether by design by the gods above or by coincidence, we're seeing certain things happen that will give us a good enough cushion to ride through the short term and focus on the bigger problem, which is housing," he said.

In late morning trading, the Dow Jones industrial average rose 166.32, or 1.26 percent, to 13,411.96.

Broader stock indicators also rose. The Standard & Poor's 500 index gained 18.52, or 1.27 percent, to 1,478.64, and the Nasdaq composite index advanced 35.81, or 1.36 percent, to 2,676.67.

Advancing issues outnumbered decliners by about 4 to 1 on the New York Stock Exchange, where volume came to 1.01 billion shares.

Bond prices fell. The yield on the 10-year Treasury note, which moves opposite its price, rose to 4.10 percent from 4.06 percent late Thursday. The dollar was mostly lower against other major currencies, while gold prices fell.

Wall Street appeared to be attempting a late-December rally with six trading days left in the year, but no doubt some skepticism remains about whether investors can pull off a so-called Santa Claus rally.

Companies like Research in Motion have reported solid sales growth, but others have had a harder time staying profitable as U.S. consumers struggle with sinking home prices and high energy and food costs. Research in Motion jumped $11.65, or 10.9 percent, to $118.64.

Electronics retailer Circuit City Stores Inc. fell $1.40, or 21 percent, to $5.26 after posting a wider-than-expected loss for the most recent quarter due to lower extended warranty sales and restructuring costs.

Meanwhile, a Commerce Department report on personal spending brought investors mixed news. Spending rose by 1.1 percent in November, the largest amount in 3 1/2 years. But the Fed's preferred inflation measure — the year-over-year core personal consumption expenditures deflator — rose 2.2 percent. That's above the Fed's comfort level of 1 percent to 2 percent, and could make it harder for the central bank to justify further rate cuts aimed at spurring economic growth.

Light, sweet crude rose 69 cents to $91.75 on the New York Mercantile Exchange.

The Russell 2000 index of smaller companies rose 13.59, or 1.77 percent, to 781.13.

Overseas, Japan's Nikkei stock average rose 1.50 percent, and Hong Kong's Hang Seng index added 2.26 percent. In afternoon trading, Britain's FTSE 100 gained 1.33 percent, Germany's DAX index advanced 1.50 percent and France's CAC-40 lifted 1.57 percent.

Wednesday, December 19, 2007

[REVIEW] www.nationalrelocation.com

Well, currently the economy looks rather bleak although we had enjoyed a year of fast growth in 2007. We can stay on the side lines watching the stock markets treading on a volatile manner. That is why buying a real estate is very important in that respect. Owning a house is what everyone wanted as it is one of the essential things to have in order to survive.

Introducing www.nationalrelocation.com, this site offers an extremely convenient and easy to use one stop service site that offers services like real estates, rental, mortgage loans and even house movers.

Need a loan? Well, look no further as this site has an extremely comprehensive interface for you to get the information you need including a easy to understand format to fill in for getting your mortgage quotes.

Insurance is a very important investment as it will not only protect your financial well being, it will also serve as a safe guard to the financial health of you as well as your family. www.nationalrelocation.com offers a wide range of insurance policies that can cater to your needs. Get a review and product specification from health, life, car, accident and even home insurances now. Life insurance is probably one of the most important and critical as compared to the other types of insurances as this helped the most in times of uncertainty. www.nationalrelocation.com has not only one of the best customer service to be offered, it has also the most competitive insurance prices or premiums. Get a quote today.

Tuesday, December 11, 2007

[REVIEW] Its Time To Buy Gold

As shares or stocks becoming extremely volatile, it is time and it is extremely worthwhile to visit commodities. Whilst crude, metal and more has increase in their prices in these few years, the most spectacular of all the commodities would be none other than gold. Precious metal price had doubled in value over the past 5 years to the current $800 per oz. It is largely due to the world economy strains like credit crunch as well as subprime woes. The greenback and other currencies are also undergoing a phase of losing their value over time. In particularly the credit crunch setting in, more and more people are buying gold to protect their wealth during this period of uncertainty. Whilst recession may or may not come, it cannot hurt with gold standing at a substantial portion of your total wealth. Please refer to gold price chart for more details.

Mutual funds that essentially invested in precious metals are currently sitting on a very nice and attractive ROI. It can help to make you wonder, how high can it actually go. Well, it is typically a uptrend for gold price when there are times of uncertainties like wars, recessions or events like increasing crude price.

Buying gold is not as troublesome as the past where you need to buy them and store them in your trusty safe thereafter, worrying about the security of your prized possession. You are able to buy gold certificate or even buy them online with an extremely small fee for safe custody of these precious gold.

A few things that you need to look at when choosing an online provider of such revolutionary way to keep or invest in gold. Of course the gold are expected to be always held in high-security vaults. The gold doesn't move making it exceptionally safe, secure, cheap and easy to trade online. All client holdings must be reconciled every day and published online using anonymous aliases to prove the gold is owned by who it should be. Gold is bought and sold using a trusted , proven and at the same time, reliable real time, live public Exchange which trades at narrow spreads around real-time world spot gold market prices so that it can allows and enables you to buy and sell gold at your price, and get a bargain in the process.

You can get more extensive research articles as well as essential information on gold at http://goldnews.bullionvault.com. This site do comes in other languages like German, French and Italian.

Sunday, December 2, 2007

[ARTICLE] Is Getting a Bridging Loan a Smart Move?

Many people felt that it is pointless to get yourself in loan because of the usual reasons like stress, emotional depression and bearing a burden to return the debt or service that loan. Well, if you ask me, the problem usually lies with the loan providers or institutions. Can taking a loan be so complex? There are really a few issues or factors to consider before taking a loan from an institution. Are you having problems with your local banks? High interest rate? Bad experience with their customer service? Demographic issues?

Well, Internet has open a possibility of accessibility and has improves business to a great and large extend. The most commonly asked question is usually, am I able to get a loan in South Africa? Buying a house can be difficult without loan as it usually involves a large amount. Especially if you need to bridge the loan for purchasing your next property. Your only answer to this question is Smartbridge.co.za. This loan provider offers one of the best and at the same time a very competitive bridging finance and home loans to the public. Our bridging finance rates are proven to be the lowest in South Africa. They only offer their service primarily in South Africa. Their service is fast and a applicant can be paid out the same day if all paperwork is complete and in place. Excellent customers service telephone hot line to answer your every loaning needs. Value added features like forum and search function can be found in the site which can let you have knowledge on the latest issues going on with loan. Smartbridge will not disappoint you if what you need is a bridging loan. Apply almost instantly now.

Everyone needs a house to stay and that really makes a bridging loan really critical. The process of sales may be extensive and lengthy at times so having this critical loan will provide the possibility for you to get your next property on time and efficiently. There are actually many providers of loan out there that seems to be quite professional, but what you need to know in order to make that decision to take the loan from will lies in their track records, review as well as their reliability. Institution like bridgebond.co.za is another proven loan provider that can not only satisfy you with their excellent and professional services, they also offers unique service like Bridging Loan Switching services. With competitive interest rates, reliable and effective loaning facilities, it is no wonder this has been a very popular feature of bridgebond.co.za. With its easy and simple application form, a bridging loan will be processed almost immediately for your needs.

If you wishes to find out more from these loan providers, do take good time to go through the site for a great and fruitful loaning experience.